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Yes Bank

NAINITAL DCB RAMNAGAR EVENING BRNCH BRANCH

+919412087722

IFSC CODE
YESB0NDCB25
MICR Code 244808403
Branch Code NDCB25
City / District RAMNAGAR
State UTTARAKHAND
Office Address RAMNAGAR, NAINITAL - 244715
Phone +919412087722
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAINITAL DCB RAMNAGAR EVENING BRNCH branch of Yes Bank, the code YESB0NDCB25 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0NDCB25 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAINITAL DCB RAMNAGAR EVENING BRNCH

Payment Systems Supported by YESB0NDCB25

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—244808403—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in RAMNAGAR typically follows the RBI holiday calendar. Digital transfers via YESB0NDCB25 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0NDCB25 is the valid code for NAINITAL DCB RAMNAGAR EVENING BRNCH at RAMNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Branch Context

  • • NAINITAL DCB RAMNAGAR EVENING BRNCH Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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