Manipur State Co-operative Bank
Manipur State Co-operative Bank IMPS BRANCH
+913852450109
Understanding IFSC Code: The Digital DNA of Manipur State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Manipur State Co-operative Bank IMPS
branch of Manipur State Co-operative Bank, the code YESB0MSCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0MSCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Manipur State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Manipur State Co-operative Bank IMPS
Payment Systems Supported by YESB0MSCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—795808003—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Manipur State Co-operative Bank in IMPHAL typically follows the RBI holiday calendar. Digital transfers via YESB0MSCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0MSCB01 is the valid code for Manipur State Co-operative Bank IMPS at IMPHAL, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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Platform Links
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