Yes Bank
MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD BRANCH
+917554098001
Understanding IFSC Code: The Digital DNA of Yes Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD
branch of Yes Bank, the code YESB0MNSB04 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0MNSB04 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Yes Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD
Payment Systems Supported by YESB0MNSB04
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—462341004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Yes Bank in BHOPAL typically follows the RBI holiday calendar. Digital transfers via YESB0MNSB04 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0MNSB04 is the valid code for MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD at BHOPAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • MAHANAGAR NAGRIK SAHKARI BANK HAMIDIYA ROAD Contact
- • Address of Yes Bank
- • MICR Code Finder
- • MADHYA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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