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Meghalaya Co-operative Apex Bank

MEGHALAYA COOP APEX BANK NARTIANG BRANCH

+918575019926

IFSC CODE
YESB0MCA017
MICR Code 793618513
Branch Code MCA017
City / District UMMULONG
State MEGHALAYA
Office Address NARTIANG 793151 JAINTIA HILLS DISTRICT
Phone +918575019926
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Meghalaya Co-operative Apex Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MEGHALAYA COOP APEX BANK NARTIANG branch of Meghalaya Co-operative Apex Bank, the code YESB0MCA017 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0MCA017 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Meghalaya Co-operative Apex Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MEGHALAYA COOP APEX BANK NARTIANG

Payment Systems Supported by YESB0MCA017

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—793618513—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Meghalaya Co-operative Apex Bank in UMMULONG typically follows the RBI holiday calendar. Digital transfers via YESB0MCA017 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0MCA017 is the valid code for MEGHALAYA COOP APEX BANK NARTIANG at UMMULONG, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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