Meghalaya Co-operative Apex Bank
Meghalaya Co-operative Apex Bank IMPS BRANCH
+919436701060
Understanding IFSC Code: The Digital DNA of Meghalaya Co-operative Apex Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Meghalaya Co-operative Apex Bank IMPS
branch of Meghalaya Co-operative Apex Bank, the code YESB0MCA001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0MCA001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Meghalaya Co-operative Apex Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Meghalaya Co-operative Apex Bank IMPS
Payment Systems Supported by YESB0MCA001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—793618002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Meghalaya Co-operative Apex Bank in SHILLONG typically follows the RBI holiday calendar. Digital transfers via YESB0MCA001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0MCA001 is the valid code for Meghalaya Co-operative Apex Bank IMPS at SHILLONG, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Meghalaya Co-operative Apex Bank IMPS Contact
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- • MICR Code Finder
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Platform Links
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