Lokvikas Nagari Sahakari Bank Aurangabad
LOKVIKAS NAGARI SAHKARI BANK BIDKIN BRANCH
+912431241212
Understanding IFSC Code: The Digital DNA of Lokvikas Nagari Sahakari Bank Aurangabad
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the LOKVIKAS NAGARI SAHKARI BANK BIDKIN
branch of Lokvikas Nagari Sahakari Bank Aurangabad, the code YESB0LNSB12 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0LNSB12 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Lokvikas Nagari Sahakari Bank Aurangabad
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for LOKVIKAS NAGARI SAHKARI BANK BIDKIN
Payment Systems Supported by YESB0LNSB12
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—430661009—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Lokvikas Nagari Sahakari Bank Aurangabad in BIDKIN typically follows the RBI holiday calendar. Digital transfers via YESB0LNSB12 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0LNSB12 is the valid code for LOKVIKAS NAGARI SAHKARI BANK BIDKIN at BIDKIN, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • LOKVIKAS NAGARI SAHKARI BANK BIDKIN Contact
- • Address of Lokvikas Nagari Sahakari Bank Aurangabad
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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