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Yes Bank

KODOLI URBAN COOP BANK LTD SARUD BRANCH

+912329244366

IFSC CODE
YESB0KUBL07
MICR Code 418859506
Branch Code KUBL07
City / District SAROOD
State MAHARASHTRA
Office Address A P SARUD, TAL SHAHUWADI, KOLHAPUR 416214
Phone +912329244366
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KODOLI URBAN COOP BANK LTD SARUD branch of Yes Bank, the code YESB0KUBL07 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0KUBL07 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KODOLI URBAN COOP BANK LTD SARUD

Payment Systems Supported by YESB0KUBL07

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—418859506—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in SAROOD typically follows the RBI holiday calendar. Digital transfers via YESB0KUBL07 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0KUBL07 is the valid code for KODOLI URBAN COOP BANK LTD SARUD at SAROOD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • KODOLI URBAN COOP BANK LTD SARUD Contact
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  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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