Yes Bank
JANATA URBAN COOP BANK PANCHWAD BRANCH
+918380043548
Related Branches
Understanding IFSC Code: The Digital DNA of Yes Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JANATA URBAN COOP BANK PANCHWAD
branch of Yes Bank, the code YESB0JUW003 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0JUW003 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Yes Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JANATA URBAN COOP BANK PANCHWAD
Payment Systems Supported by YESB0JUW003
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—412805502—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Yes Bank in PANCHWAD typically follows the RBI holiday calendar. Digital transfers via YESB0JUW003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0JUW003 is the valid code for JANATA URBAN COOP BANK PANCHWAD at PANCHWAD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • JANATA URBAN COOP BANK PANCHWAD Contact
- • Address of Yes Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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