Yes Bank
THE INNESPETA COOPERATIVE URBAN BANK BRANCH
+919440243500
Related Branches
Understanding IFSC Code: The Digital DNA of Yes Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE INNESPETA COOPERATIVE URBAN BANK
branch of Yes Bank, the code YESB0INCB05 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0INCB05 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Yes Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE INNESPETA COOPERATIVE URBAN BANK
Payment Systems Supported by YESB0INCB05
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—533821102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Yes Bank in RAJAHMUNDRY RURAL typically follows the RBI holiday calendar. Digital transfers via YESB0INCB05 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0INCB05 is the valid code for THE INNESPETA COOPERATIVE URBAN BANK at RAJAHMUNDRY RURAL, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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- • MICR Code Finder
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Platform Links
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- • IFSC Finder v2.0
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