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Goa State Co-operative Bank

THE GOA STATE COOP BANK PIRNA BRANCH

+918322210125

IFSC CODE
YESB0GSCB34
MICR Code 403415022
Branch Code GSCB34
City / District MAPUSA
State GOA
Office Address PIRNA GRAM PANCHAYAT BUILDING, PIRNA, BARDEZ, GOA - 403513
Phone +918322210125
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Goa State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE GOA STATE COOP BANK PIRNA branch of Goa State Co-operative Bank, the code YESB0GSCB34 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0GSCB34 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Goa State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE GOA STATE COOP BANK PIRNA

Payment Systems Supported by YESB0GSCB34

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—403415022—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Goa State Co-operative Bank in MAPUSA typically follows the RBI holiday calendar. Digital transfers via YESB0GSCB34 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0GSCB34 is the valid code for THE GOA STATE COOP BANK PIRNA at MAPUSA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • THE GOA STATE COOP BANK PIRNA Contact
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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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