Goa State Co-operative Bank
THE GOA STATE COOP BANK VASCO BRANCH
+918322512950
Understanding IFSC Code: The Digital DNA of Goa State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE GOA STATE COOP BANK VASCO
branch of Goa State Co-operative Bank, the code YESB0GSCB17 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0GSCB17 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Goa State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE GOA STATE COOP BANK VASCO
Payment Systems Supported by YESB0GSCB17
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—403415006—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Goa State Co-operative Bank in MORMUGAO typically follows the RBI holiday calendar. Digital transfers via YESB0GSCB17 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0GSCB17 is the valid code for THE GOA STATE COOP BANK VASCO at MORMUGAO, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • THE GOA STATE COOP BANK VASCO Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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