Goa State Co-operative Bank
THE GOA STATE COOP BANK LOLIEMPOLEM BRANCH
+918322640246
Understanding IFSC Code: The Digital DNA of Goa State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE GOA STATE COOP BANK LOLIEMPOLEM
branch of Goa State Co-operative Bank, the code YESB0GSCB13 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0GSCB13 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Goa State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE GOA STATE COOP BANK LOLIEMPOLEM
Payment Systems Supported by YESB0GSCB13
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—403415013—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Goa State Co-operative Bank in CANACONA typically follows the RBI holiday calendar. Digital transfers via YESB0GSCB13 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0GSCB13 is the valid code for THE GOA STATE COOP BANK LOLIEMPOLEM at CANACONA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Goa State Co-operative Bank Branch List
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- • Swift Code for Goa State Co-operative Bank
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Financial Tools
- • GST Calculator Online
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Branch Context
- • THE GOA STATE COOP BANK LOLIEMPOLEM Contact
- • Address of Goa State Co-operative Bank
- • MICR Code Finder
- • GOA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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