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Ye

Yes Bank

SHRI GAJANAN MAHARAJ UCB WALSAWANGI BRANCH

+912485244445

IFSC CODE
YESB0GMUB04
MICR Code 431802504
Branch Code GMUB04
City / District WALSAVANGI
State MAHARASHTRA
Office Address WALSAWANGI 431132
Phone +912485244445
📍 View Branch on Google Maps

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Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHRI GAJANAN MAHARAJ UCB WALSAWANGI branch of Yes Bank, the code YESB0GMUB04 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0GMUB04 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHRI GAJANAN MAHARAJ UCB WALSAWANGI

Payment Systems Supported by YESB0GMUB04

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431802504—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in WALSAVANGI typically follows the RBI holiday calendar. Digital transfers via YESB0GMUB04 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0GMUB04 is the valid code for SHRI GAJANAN MAHARAJ UCB WALSAWANGI at WALSAVANGI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SHRI GAJANAN MAHARAJ UCB WALSAWANGI Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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