Financial Co-operative Bank
FINANCIAL COOP BANK NEW BOMBAY MKT BRANCH
+912612328500
Understanding IFSC Code: The Digital DNA of Financial Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the FINANCIAL COOP BANK NEW BOMBAY MKT
branch of Financial Co-operative Bank, the code YESB0FINCO5 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0FINCO5 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Financial Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for FINANCIAL COOP BANK NEW BOMBAY MKT
Payment Systems Supported by YESB0FINCO5
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—395419005—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Financial Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via YESB0FINCO5 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0FINCO5 is the valid code for FINANCIAL COOP BANK NEW BOMBAY MKT at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
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Platform Links
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