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Financial Co-operative Bank

FINANCIAL COOP BANK SALABATPURA BRANCH

+912612342825

IFSC CODE
YESB0FINCO3
MICR Code 395419003
Branch Code FINCO3
City / District SURAT
State GUJARAT
Office Address PRATIK ARCADE SALABATPURA SURAT 395003
Phone +912612342825
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Financial Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the FINANCIAL COOP BANK SALABATPURA branch of Financial Co-operative Bank, the code YESB0FINCO3 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0FINCO3 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Financial Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for FINANCIAL COOP BANK SALABATPURA

Payment Systems Supported by YESB0FINCO3

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—395419003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Financial Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via YESB0FINCO3 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0FINCO3 is the valid code for FINANCIAL COOP BANK SALABATPURA at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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