Dehradun District Co-operative Bank
DEHRADUN DISTT COOP BANK CHAKRATA BRANCH
+911352722678
Related Branches
Understanding IFSC Code: The Digital DNA of Dehradun District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DEHRADUN DISTT COOP BANK CHAKRATA
branch of Dehradun District Co-operative Bank, the code YESB0DZSB06 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0DZSB06 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Dehradun District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DEHRADUN DISTT COOP BANK CHAKRATA
Payment Systems Supported by YESB0DZSB06
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—248541205—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dehradun District Co-operative Bank in CHAKRATA typically follows the RBI holiday calendar. Digital transfers via YESB0DZSB06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0DZSB06 is the valid code for DEHRADUN DISTT COOP BANK CHAKRATA at CHAKRATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • DEHRADUN DISTT COOP BANK CHAKRATA Contact
- • Address of Dehradun District Co-operative Bank
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
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- • IFSC Finder v2.0
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