Dehradun District Co-operative Bank
DEHRADUN DISTT COOP BANK RISHIKESH BRANCH
+911352722678
Understanding IFSC Code: The Digital DNA of Dehradun District Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DEHRADUN DISTT COOP BANK RISHIKESH
branch of Dehradun District Co-operative Bank, the code YESB0DZSB05 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0DZSB05 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Dehradun District Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DEHRADUN DISTT COOP BANK RISHIKESH
Payment Systems Supported by YESB0DZSB05
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—249541102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dehradun District Co-operative Bank in RISHIKESH typically follows the RBI holiday calendar. Digital transfers via YESB0DZSB05 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0DZSB05 is the valid code for DEHRADUN DISTT COOP BANK RISHIKESH at RISHIKESH, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • DEHRADUN DISTT COOP BANK RISHIKESH Contact
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Platform Links
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