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Dharamvir Sambhaji Urban Co-operative Bank

DHARAMVIR SAMBHAJI URBAN COOP BANK AHMEDNAGAR BRANCH

+917887882875

IFSC CODE
YESB0DSUB10
MICR Code 414937001
Branch Code DSUB10
City / District AHMADNAGAR
State MAHARASHTRA
Office Address DHONDE PATIL COMPLEX, WADGAON GUPTA, AHMEDNAGAR - 414111
Phone +917887882875
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Dharamvir Sambhaji Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DHARAMVIR SAMBHAJI URBAN COOP BANK AHMEDNAGAR branch of Dharamvir Sambhaji Urban Co-operative Bank, the code YESB0DSUB10 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0DSUB10 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Dharamvir Sambhaji Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DHARAMVIR SAMBHAJI URBAN COOP BANK AHMEDNAGAR

Payment Systems Supported by YESB0DSUB10

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—414937001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Dharamvir Sambhaji Urban Co-operative Bank in AHMADNAGAR typically follows the RBI holiday calendar. Digital transfers via YESB0DSUB10 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0DSUB10 is the valid code for DHARAMVIR SAMBHAJI URBAN COOP BANK AHMEDNAGAR at AHMADNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

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Branch Context

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Platform Links

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