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Uttarkashi Zila Sahakari Bank

UTTARKASHI ZILA SAH BANK BHATWARI BRANCH

+911374222246

IFSC CODE
YESB0DCBU03
MICR Code
Branch Code DCBU03
City / District BHATWARI
State UTTARAKHAND
Office Address BLOCK BHATWARI, P O BHATWARI, UTTARKASHI - 249193
Phone +911374222246
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttarkashi Zila Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the UTTARKASHI ZILA SAH BANK BHATWARI branch of Uttarkashi Zila Sahakari Bank, the code YESB0DCBU03 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0DCBU03 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Uttarkashi Zila Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for UTTARKASHI ZILA SAH BANK BHATWARI

Payment Systems Supported by YESB0DCBU03

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttarkashi Zila Sahakari Bank in BHATWARI typically follows the RBI holiday calendar. Digital transfers via YESB0DCBU03 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0DCBU03 is the valid code for UTTARKASHI ZILA SAH BANK BHATWARI at BHATWARI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • UTTARKASHI ZILA SAH BANK BHATWARI Contact
  • • Address of Uttarkashi Zila Sahakari Bank
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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