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Uttarkashi Zila Sahakari Bank

Uttarkashi Zila Sahakari Bank IMPS BRANCH

+911374222246

IFSC CODE
YESB0DCBU01
MICR Code 249804302
Branch Code DCBU01
City / District UTTARKASHI
State MAHARASHTRA
Office Address MALL ROAD, UTTARKASHI - 249193
Phone +911374222246
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Uttarkashi Zila Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Uttarkashi Zila Sahakari Bank IMPS branch of Uttarkashi Zila Sahakari Bank, the code YESB0DCBU01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0DCBU01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Uttarkashi Zila Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Uttarkashi Zila Sahakari Bank IMPS

Payment Systems Supported by YESB0DCBU01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—249804302—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Uttarkashi Zila Sahakari Bank in UTTARKASHI typically follows the RBI holiday calendar. Digital transfers via YESB0DCBU01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0DCBU01 is the valid code for Uttarkashi Zila Sahakari Bank IMPS at UTTARKASHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Uttarkashi Zila Sahakari Bank IMPS Contact
  • • Address of Uttarkashi Zila Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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