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Yes Bank

CITIZENS URBAN COOPERATIVE BANK LTD NAMCHI BRANCH BRANCH

+919134511129

IFSC CODE
YESB0CUCBL7
MICR Code 737800402
Branch Code CUCBL7
City / District NAMCHI
State SIKKIM
Office Address UPPER SINGITHANG, BHUITA BUSTY, SALLEBANG ROAD, NAMCHI, SOUTH SIKKIM-737126
Phone +919134511129
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CITIZENS URBAN COOPERATIVE BANK LTD NAMCHI BRANCH branch of Yes Bank, the code YESB0CUCBL7 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0CUCBL7 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CITIZENS URBAN COOPERATIVE BANK LTD NAMCHI BRANCH

Payment Systems Supported by YESB0CUCBL7

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—737800402—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in NAMCHI typically follows the RBI holiday calendar. Digital transfers via YESB0CUCBL7 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0CUCBL7 is the valid code for CITIZENS URBAN COOPERATIVE BANK LTD NAMCHI BRANCH at NAMCHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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  • • IFSC Finder v2.0

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