Yes Bank
CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH BRANCH
+919134511124
Understanding IFSC Code: The Digital DNA of Yes Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH
branch of Yes Bank, the code YESB0CUCBL2 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0CUCBL2 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Yes Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH
Payment Systems Supported by YESB0CUCBL2
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—737800002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Yes Bank in GANGTOK typically follows the RBI holiday calendar. Digital transfers via YESB0CUCBL2 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0CUCBL2 is the valid code for CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH at GANGTOK, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Yes Bank Branch List
- • GANGTOK IFSC Codes
- • Swift Code for Yes Bank
- • Bank Holiday in SIKKIM
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH Contact
- • Address of Yes Bank
- • MICR Code Finder
- • SIKKIM Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Yes Bank YESB0CUCBL2 code, find CITIZENS URBAN COOPERATIVE BANK LTD GANGTOK BRANCH branch details, Yes Bank GANGTOK contact number, SIKKIM bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Yes Bank GANGTOK, online neft rtgs imps guide india, how to find ifsc code of Yes Bank.