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Chandrapur District Central Co-operative Bank

THE CHANDRAPUR DCC BANK MAHILA BRANCH

+917875758904

IFSC CODE
YESB0CDC022
MICR Code 442806105
Branch Code CDC022
City / District CHANDRAPUR
State MAHARASHTRA
Office Address AT SHSTRINAGAR MUL ROAD CHANDRAPUR PIN 442401
Phone +917875758904
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Chandrapur District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE CHANDRAPUR DCC BANK MAHILA branch of Chandrapur District Central Co-operative Bank, the code YESB0CDC022 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0CDC022 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Chandrapur District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE CHANDRAPUR DCC BANK MAHILA

Payment Systems Supported by YESB0CDC022

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—442806105—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Chandrapur District Central Co-operative Bank in CHANDRAPUR typically follows the RBI holiday calendar. Digital transfers via YESB0CDC022 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0CDC022 is the valid code for THE CHANDRAPUR DCC BANK MAHILA at CHANDRAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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