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Chandrapur District Central Co-operative Bank

THE CHANDRAPUR DCC BANK BHADRAWATI BRANCH

+917875759072

IFSC CODE
YESB0CDC003
MICR Code 442806514
Branch Code CDC003
City / District BHADRAVATI
State MAHARASHTRA
Office Address AT POST BHADRAWATI TAH BHADRAWATI DIST CHANDRAPUR PIN- 442902
Phone +917875759072
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Chandrapur District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE CHANDRAPUR DCC BANK BHADRAWATI branch of Chandrapur District Central Co-operative Bank, the code YESB0CDC003 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0CDC003 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Chandrapur District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE CHANDRAPUR DCC BANK BHADRAWATI

Payment Systems Supported by YESB0CDC003

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—442806514—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Chandrapur District Central Co-operative Bank in BHADRAVATI typically follows the RBI holiday calendar. Digital transfers via YESB0CDC003 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0CDC003 is the valid code for THE CHANDRAPUR DCC BANK BHADRAWATI at BHADRAVATI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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