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Chikhli Urban Co-operative Bank

CHIKHLI URBAN COOP BANK DHAD BRANCH

+919011065903

IFSC CODE
YESB0CCUB03
MICR Code 443824502
Branch Code CCUB03
City / District DHAD
State MAHARASHTRA
Office Address AURANGABAD ROAD AT POST DHAD TQ BULDANA 443106
Phone +919011065903
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Chikhli Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CHIKHLI URBAN COOP BANK DHAD branch of Chikhli Urban Co-operative Bank, the code YESB0CCUB03 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0CCUB03 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Chikhli Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CHIKHLI URBAN COOP BANK DHAD

Payment Systems Supported by YESB0CCUB03

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—443824502—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Chikhli Urban Co-operative Bank in DHAD typically follows the RBI holiday calendar. Digital transfers via YESB0CCUB03 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0CCUB03 is the valid code for CHIKHLI URBAN COOP BANK DHAD at DHAD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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