Bhavana Rishi Co-operative Urban Bank
Bhavana Rishi Co-operative Urban Bank IMPS BRANCH
+91954024034616
Related Branches
Understanding IFSC Code: The Digital DNA of Bhavana Rishi Co-operative Urban Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Bhavana Rishi Co-operative Urban Bank IMPS
branch of Bhavana Rishi Co-operative Urban Bank, the code YESB0BRCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0BRCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Bhavana Rishi Co-operative Urban Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Bhavana Rishi Co-operative Urban Bank IMPS
Payment Systems Supported by YESB0BRCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—500259256—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Bhavana Rishi Co-operative Urban Bank in L.B.NAGAR typically follows the RBI holiday calendar. Digital transfers via YESB0BRCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0BRCB01 is the valid code for Bhavana Rishi Co-operative Urban Bank IMPS at L.B.NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • Bhavana Rishi Co-operative Urban Bank IMPS Contact
- • Address of Bhavana Rishi Co-operative Urban Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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