Home / Yes Bank / BICHOLIM URBAN COOPERATIVE BANK MAPUSA
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Yes Bank

BICHOLIM URBAN COOPERATIVE BANK MAPUSA BRANCH

+918322252529

IFSC CODE
YESB0BLC004
MICR Code 403413004
Branch Code BLC004
City / District MAPUSA
State GOA
Office Address BUSINESS POINT BUILDING,BEHIND COMMUNIDATE GHOR,NEAR ALDONA BUS STAND,ANGOD,MAPUSA,GOA.403507
Phone +918322252529
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BICHOLIM URBAN COOPERATIVE BANK MAPUSA branch of Yes Bank, the code YESB0BLC004 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0BLC004 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BICHOLIM URBAN COOPERATIVE BANK MAPUSA

Payment Systems Supported by YESB0BLC004

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—403413004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in MAPUSA typically follows the RBI holiday calendar. Digital transfers via YESB0BLC004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0BLC004 is the valid code for BICHOLIM URBAN COOPERATIVE BANK MAPUSA at MAPUSA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BICHOLIM URBAN COOPERATIVE BANK MAPUSA Contact
  • • Address of Yes Bank
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Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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