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Business Co-operative Bank

Business Co-operative Bank IMPS BRANCH

+912532467604

IFSC CODE
YESB0BCBL02
MICR Code 422502002
Branch Code BCBL02
City / District NASHIK
State MAHARASHTRA
Office Address RAJAN COMPLEX ARKED, DATT MANDIR CIRCLE, NASHIK PUNE ROAD, NASHIK ROAD 422101
Phone +912532467604
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Business Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Business Co-operative Bank IMPS branch of Business Co-operative Bank, the code YESB0BCBL02 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0BCBL02 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Business Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Business Co-operative Bank IMPS

Payment Systems Supported by YESB0BCBL02

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—422502002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Business Co-operative Bank in NASHIK typically follows the RBI holiday calendar. Digital transfers via YESB0BCBL02 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0BCBL02 is the valid code for Business Co-operative Bank IMPS at NASHIK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Business Co-operative Bank Branch List
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Financial Tools

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Branch Context

  • • Business Co-operative Bank IMPS Contact
  • • Address of Business Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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