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Almora Zila d Bank

ALMORA ZILA SAHKARI BANK GARUR BRANCH

+919411113159

IFSC CODE
YESB0AZSB25
MICR Code 263802752
Branch Code AZSB25
City / District GARUR
State UTTARAKHAND
Office Address GARUR BRANCH, GARUR - 263641
Phone +919411113159
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Almora Zila d Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ALMORA ZILA SAHKARI BANK GARUR branch of Almora Zila d Bank, the code YESB0AZSB25 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0AZSB25 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Almora Zila d Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ALMORA ZILA SAHKARI BANK GARUR

Payment Systems Supported by YESB0AZSB25

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—263802752—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Almora Zila d Bank in GARUR typically follows the RBI holiday calendar. Digital transfers via YESB0AZSB25 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0AZSB25 is the valid code for ALMORA ZILA SAHKARI BANK GARUR at GARUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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