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Ahmednagar ZPSS Bank

AHMEDNAGAR ZPSS BANK AKOLE BRANCH

+912424221022

IFSC CODE
YESB0APSB12
MICR Code 414818504
Branch Code APSB12
City / District AKOLA
State MAHARASHTRA
Office Address SHIKSHAK BHAVAN ZP SCHOOL NR ST STAND AKOLE 422601
Phone +912424221022
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Ahmednagar ZPSS Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AHMEDNAGAR ZPSS BANK AKOLE branch of Ahmednagar ZPSS Bank, the code YESB0APSB12 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0APSB12 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Ahmednagar ZPSS Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AHMEDNAGAR ZPSS BANK AKOLE

Payment Systems Supported by YESB0APSB12

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—414818504—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Ahmednagar ZPSS Bank in AKOLA typically follows the RBI holiday calendar. Digital transfers via YESB0APSB12 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0APSB12 is the valid code for AHMEDNAGAR ZPSS BANK AKOLE at AKOLA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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