Amravati District Central Co-operative Bank
AMRAVATI DCC BANK MORSHI BRANCH
+917228222227
Understanding IFSC Code: The Digital DNA of Amravati District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AMRAVATI DCC BANK MORSHI
branch of Amravati District Central Co-operative Bank, the code YESB0ADB061 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the YESB0ADB061 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"YESB" represents Amravati District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AMRAVATI DCC BANK MORSHI
Payment Systems Supported by YESB0ADB061
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—444891354—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Amravati District Central Co-operative Bank in MORSHI typically follows the RBI holiday calendar. Digital transfers via YESB0ADB061 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While YESB0ADB061 is the valid code for AMRAVATI DCC BANK MORSHI at MORSHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • AMRAVATI DCC BANK MORSHI Contact
- • Address of Amravati District Central Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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