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Amravati District Central Co-operative Bank

AMRAVATI DCC BANK KARAJGAON BRANCH

+917227225227

IFSC CODE
YESB0ADB037
MICR Code 444891061
Branch Code ADB037
City / District KARAJGAON
State MAHARASHTRA
Office Address KARAJGAON - 444809
Phone +917227225227
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Amravati District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMRAVATI DCC BANK KARAJGAON branch of Amravati District Central Co-operative Bank, the code YESB0ADB037 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0ADB037 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Amravati District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMRAVATI DCC BANK KARAJGAON

Payment Systems Supported by YESB0ADB037

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—444891061—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Amravati District Central Co-operative Bank in KARAJGAON typically follows the RBI holiday calendar. Digital transfers via YESB0ADB037 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0ADB037 is the valid code for AMRAVATI DCC BANK KARAJGAON at KARAJGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • AMRAVATI DCC BANK KARAJGAON Contact
  • • Address of Amravati District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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