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Amravati District Central Co-operative Bank

AMRAVATI DCC BANK WADHONA RAMNATH BRANCH

+917221223034

IFSC CODE
YESB0ADB028
MICR Code 444891127
Branch Code ADB028
City / District WADONA RAMNATH
State MAHARASHTRA
Office Address WADHONA RAMNATH - 444701
Phone +917221223034
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Understanding IFSC Code: The Digital DNA of Amravati District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMRAVATI DCC BANK WADHONA RAMNATH branch of Amravati District Central Co-operative Bank, the code YESB0ADB028 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0ADB028 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Amravati District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMRAVATI DCC BANK WADHONA RAMNATH

Payment Systems Supported by YESB0ADB028

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—444891127—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Amravati District Central Co-operative Bank in WADONA RAMNATH typically follows the RBI holiday calendar. Digital transfers via YESB0ADB028 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0ADB028 is the valid code for AMRAVATI DCC BANK WADHONA RAMNATH at WADONA RAMNATH, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • AMRAVATI DCC BANK WADHONA RAMNATH Contact
  • • Address of Amravati District Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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