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Yes Bank

AMBIKA MAHILA SAHAKARI BANK SARAS NAGAR BRANCH

+919075020971

IFSC CODE
YESB00AMSB5
MICR Code
Branch Code 0AMSB5
City / District AHMADNAGAR
State MAHARASHTRA
Office Address PLOT NO.93,MARKET YARD,SARAS NAGAR,AHMEDNAGAR 414002
Phone +919075020971
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMBIKA MAHILA SAHAKARI BANK SARAS NAGAR branch of Yes Bank, the code YESB00AMSB5 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB00AMSB5 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMBIKA MAHILA SAHAKARI BANK SARAS NAGAR

Payment Systems Supported by YESB00AMSB5

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in AHMADNAGAR typically follows the RBI holiday calendar. Digital transfers via YESB00AMSB5 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB00AMSB5 is the valid code for AMBIKA MAHILA SAHAKARI BANK SARAS NAGAR at AHMADNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • AMBIKA MAHILA SAHAKARI BANK SARAS NAGAR Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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