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Yes Bank

GAURIKHERA, UDHAM SINGH NAGAR BRANCH

+9102218002000

IFSC CODE
YESB0001086
MICR Code 262532501
Branch Code 001086
City / District SITARGANJ
State UTTARAKHAND
Office Address PART OF GF, KHATA KHATOUNI NO. 00536, KHASRA NO. 95,VILLEGE GAURIKHERA, TEHSIL SITARGANJ, UDHAM SINGH NAGAR, UTTRAKHAND-262405
Phone +9102218002000
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GAURIKHERA, UDHAM SINGH NAGAR branch of Yes Bank, the code YESB0001086 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0001086 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GAURIKHERA, UDHAM SINGH NAGAR

Payment Systems Supported by YESB0001086

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—262532501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in SITARGANJ typically follows the RBI holiday calendar. Digital transfers via YESB0001086 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0001086 is the valid code for GAURIKHERA, UDHAM SINGH NAGAR at SITARGANJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GAURIKHERA, UDHAM SINGH NAGAR Contact
  • • Address of Yes Bank
  • • MICR Code Finder
  • • UTTARAKHAND Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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