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Yes Bank

YES BANK LTD MUMBAI NOC IFC BRANCH

+919820697103

IFSC CODE
YESB0000402
MICR Code 400532002
Branch Code 000402
City / District MUMBAI NOC IFC
State MAHARASHTRA
Office Address ABC,22ND FLR,INDIABULLS FINANCE CENTRE,SENAPATI BAPAT MARG,ELPHINSTONE RD MUMBAI MAHARASHTRA400013
Phone +919820697103
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Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the YES BANK LTD MUMBAI NOC IFC branch of Yes Bank, the code YESB0000402 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0000402 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for YES BANK LTD MUMBAI NOC IFC

Payment Systems Supported by YESB0000402

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400532002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in MUMBAI NOC IFC typically follows the RBI holiday calendar. Digital transfers via YESB0000402 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0000402 is the valid code for YES BANK LTD MUMBAI NOC IFC at MUMBAI NOC IFC, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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  • • IFSC Finder v2.0

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