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Yes Bank

DIBAI, UP BRANCH

+915734264118

IFSC CODE
YESB0000306
MICR Code 203532503
Branch Code 000306
City / District NAM CC STATE
State UTTAR PRADESH
Office Address GROUND FLOOR, WARD NO-3,, RAILWAY ROAD, LAL KUAN, MOHALLA SARAI BAIRUNI, PO- DIBAI,, NAM CC STATE, UTTAR PRADESH-202393
Phone +915734264118
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Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DIBAI, UP branch of Yes Bank, the code YESB0000306 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0000306 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DIBAI, UP

Payment Systems Supported by YESB0000306

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—203532503—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in NAM CC STATE typically follows the RBI holiday calendar. Digital transfers via YESB0000306 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0000306 is the valid code for DIBAI, UP at NAM CC STATE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • DIBAI, UP Contact
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  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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