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Yes Bank

NURMAHAL, PUNJAB BRANCH

+911826503164

IFSC CODE
YESB0000276
MICR Code 144532602
Branch Code 000276
City / District NURMAHAL
State PUNJAB
Office Address GROUND FLOOR,KHASRA NO 376/435, MANDI ROAD,PO NURMAHAL, TEHSIL PHILLAUR, NURMAHAL, PUNJAB-144039
Phone +911826503164
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NURMAHAL, PUNJAB branch of Yes Bank, the code YESB0000276 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0000276 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NURMAHAL, PUNJAB

Payment Systems Supported by YESB0000276

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—144532602—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in NURMAHAL typically follows the RBI holiday calendar. Digital transfers via YESB0000276 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0000276 is the valid code for NURMAHAL, PUNJAB at NURMAHAL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NURMAHAL, PUNJAB Contact
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Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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