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Yes Bank

BHAVANAGAR,GUJRAT BRANCH

+912786631001

IFSC CODE
YESB0000064
MICR Code 364532001
Branch Code 000064
City / District BHAVANAGAR
State GUJARAT
Office Address SHOP NO. G1 AND G2, EVA SURBHI, OPP. AKSHARWADI TEMPLE, WAGHAVADI ROAD, BHAVNAGAR, GUJARAT, PIN 364001
Phone +912786631001
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Understanding IFSC Code: The Digital DNA of Yes Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHAVANAGAR,GUJRAT branch of Yes Bank, the code YESB0000064 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the YESB0000064 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"YESB" represents Yes Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHAVANAGAR,GUJRAT

Payment Systems Supported by YESB0000064

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—364532001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Yes Bank in BHAVANAGAR typically follows the RBI holiday calendar. Digital transfers via YESB0000064 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While YESB0000064 is the valid code for BHAVANAGAR,GUJRAT at BHAVANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BHAVANAGAR,GUJRAT Contact
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Platform Links

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  • • IFSC Finder v2.0

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