West Bengal State Co-operative Bank
VIDYASAGAR CENTRAL COOPERATIVE BANK LTD MONGLAMARO BRANCH BRANCH
+913220249223
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Understanding IFSC Code: The Digital DNA of West Bengal State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VIDYASAGAR CENTRAL COOPERATIVE BANK LTD MONGLAMARO BRANCH
branch of West Bengal State Co-operative Bank, the code WBSC0VCCB18 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0VCCB18 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents West Bengal State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VIDYASAGAR CENTRAL COOPERATIVE BANK LTD MONGLAMARO BRANCH
Payment Systems Supported by WBSC0VCCB18
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—721800955—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The West Bengal State Co-operative Bank in MONGLAMARO typically follows the RBI holiday calendar. Digital transfers via WBSC0VCCB18 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0VCCB18 is the valid code for VIDYASAGAR CENTRAL COOPERATIVE BANK LTD MONGLAMARO BRANCH at MONGLAMARO, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • West Bengal State Co-operative Bank Branch List
- • MONGLAMARO IFSC Codes
- • Swift Code for West Bengal State Co-operative Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
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Branch Context
- • VIDYASAGAR CENTRAL COOPERATIVE BANK LTD MONGLAMARO BRANCH Contact
- • Address of West Bengal State Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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