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West Bengal State Co-operative Bank

VIDYASAGAR CENTRAL COOPERATIVE BANK LTD DANTAN BRANCH BRANCH

+913229253235

IFSC CODE
WBSC0VCCB13
MICR Code 721800603
Branch Code VCCB13
City / District DANTAN
State WEST BENGAL
Office Address P.O - DANTAN, DIST.-PASCHIM MEDINIPUR, PIN-721426
Phone +913229253235
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of West Bengal State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VIDYASAGAR CENTRAL COOPERATIVE BANK LTD DANTAN BRANCH branch of West Bengal State Co-operative Bank, the code WBSC0VCCB13 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0VCCB13 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents West Bengal State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VIDYASAGAR CENTRAL COOPERATIVE BANK LTD DANTAN BRANCH

Payment Systems Supported by WBSC0VCCB13

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—721800603—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The West Bengal State Co-operative Bank in DANTAN typically follows the RBI holiday calendar. Digital transfers via WBSC0VCCB13 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0VCCB13 is the valid code for VIDYASAGAR CENTRAL COOPERATIVE BANK LTD DANTAN BRANCH at DANTAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • VIDYASAGAR CENTRAL COOPERATIVE BANK LTD DANTAN BRANCH Contact
  • • Address of West Bengal State Co-operative Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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