Tamluk-ghatal Central Co-operative Bank
TAMLUK GHATAL CENTREAL COOPERATIVE BANK LTD, RADHAMONI BAZAR BRANCH
+918373062445
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Understanding IFSC Code: The Digital DNA of Tamluk-ghatal Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TAMLUK GHATAL CENTREAL COOPERATIVE BANK LTD, RADHAMONI BAZAR
branch of Tamluk-ghatal Central Co-operative Bank, the code WBSC0TCCB25 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0TCCB25 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Tamluk-ghatal Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TAMLUK GHATAL CENTREAL COOPERATIVE BANK LTD, RADHAMONI BAZAR
Payment Systems Supported by WBSC0TCCB25
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Tamluk-ghatal Central Co-operative Bank in RADHAMONI typically follows the RBI holiday calendar. Digital transfers via WBSC0TCCB25 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0TCCB25 is the valid code for TAMLUK GHATAL CENTREAL COOPERATIVE BANK LTD, RADHAMONI BAZAR at RADHAMONI, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • TAMLUK GHATAL CENTREAL COOPERATIVE BANK LTD, RADHAMONI BAZAR Contact
- • Address of Tamluk-ghatal Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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