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Tamluk-ghatal Central Co-operative Bank

TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD MATHCHANDIPUR BRANCH BRANCH

IFSC CODE
WBSC0TCCB11
MICR Code 721815703
Branch Code TCCB11
City / District MATCHANDIPUR
State WEST BENGAL
Office Address CHANDIPUR MATHCHANDIPUR PIN 721659
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Tamluk-ghatal Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD MATHCHANDIPUR BRANCH branch of Tamluk-ghatal Central Co-operative Bank, the code WBSC0TCCB11 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0TCCB11 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents Tamluk-ghatal Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD MATHCHANDIPUR BRANCH

Payment Systems Supported by WBSC0TCCB11

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—721815703—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamluk-ghatal Central Co-operative Bank in MATCHANDIPUR typically follows the RBI holiday calendar. Digital transfers via WBSC0TCCB11 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0TCCB11 is the valid code for TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD MATHCHANDIPUR BRANCH at MATCHANDIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • Address of Tamluk-ghatal Central Co-operative Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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