Tamluk-ghatal Central Co-operative Bank
TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD GOURA BRANCH BRANCH
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Understanding IFSC Code: The Digital DNA of Tamluk-ghatal Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD GOURA BRANCH
branch of Tamluk-ghatal Central Co-operative Bank, the code WBSC0TCCB08 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0TCCB08 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Tamluk-ghatal Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD GOURA BRANCH
Payment Systems Supported by WBSC0TCCB08
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—721815753—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Tamluk-ghatal Central Co-operative Bank in GOURA typically follows the RBI holiday calendar. Digital transfers via WBSC0TCCB08 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0TCCB08 is the valid code for TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD GOURA BRANCH at GOURA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD GOURA BRANCH Contact
- • Address of Tamluk-ghatal Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
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- • IFSC Finder v2.0
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