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Tamluk-ghatal Central Co-operative Bank

Tamluk-ghatal Central Co-operative Bank IMPS BRANCH

IFSC CODE
WBSC0TCCB01
MICR Code 721815202
Branch Code TCCB01
City / District TAMLUK
State MAHARASHTRA
Office Address TAMLUK PURBA MEDINIPUR WEST BENGAL PIN 721636
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Tamluk-ghatal Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Tamluk-ghatal Central Co-operative Bank IMPS branch of Tamluk-ghatal Central Co-operative Bank, the code WBSC0TCCB01 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0TCCB01 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents Tamluk-ghatal Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Tamluk-ghatal Central Co-operative Bank IMPS

Payment Systems Supported by WBSC0TCCB01

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—721815202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Tamluk-ghatal Central Co-operative Bank in TAMLUK typically follows the RBI holiday calendar. Digital transfers via WBSC0TCCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0TCCB01 is the valid code for Tamluk-ghatal Central Co-operative Bank IMPS at TAMLUK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • Tamluk-ghatal Central Co-operative Bank IMPS Contact
  • • Address of Tamluk-ghatal Central Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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