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Nadia District Central Co-operative Bank

NADIA DISTRICT CENTRAL COOPERATIVE BANK LTD TARAPUR BRANCH BRANCH

+913472252683

IFSC CODE
WBSC0NDCB23
MICR Code 741807605
Branch Code NDCB23
City / District KRISHNANAGAR
State WEST BENGAL
Office Address PO - TARAPUR, DIST - NADIA, PIN- 741402
Phone +913472252683
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nadia District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NADIA DISTRICT CENTRAL COOPERATIVE BANK LTD TARAPUR BRANCH branch of Nadia District Central Co-operative Bank, the code WBSC0NDCB23 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0NDCB23 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents Nadia District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NADIA DISTRICT CENTRAL COOPERATIVE BANK LTD TARAPUR BRANCH

Payment Systems Supported by WBSC0NDCB23

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—741807605—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nadia District Central Co-operative Bank in KRISHNANAGAR typically follows the RBI holiday calendar. Digital transfers via WBSC0NDCB23 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0NDCB23 is the valid code for NADIA DISTRICT CENTRAL COOPERATIVE BANK LTD TARAPUR BRANCH at KRISHNANAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • NADIA DISTRICT CENTRAL COOPERATIVE BANK LTD TARAPUR BRANCH Contact
  • • Address of Nadia District Central Co-operative Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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