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Murshidabad District Central Co-operative Bank

MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD MAHESAIL BRANCH BRANCH

+9133782478617

IFSC CODE
WBSC0MCCB25
MICR Code 742806517
Branch Code MCCB25
City / District MAHESAIL
State WEST BENGAL
Office Address VILL-BAMULA,PO-PARULIA,MURSHIDABAD,PIN-742201
Phone +9133782478617
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Understanding IFSC Code: The Digital DNA of Murshidabad District Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD MAHESAIL BRANCH branch of Murshidabad District Central Co-operative Bank, the code WBSC0MCCB25 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the WBSC0MCCB25 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"WBSC" represents Murshidabad District Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD MAHESAIL BRANCH

Payment Systems Supported by WBSC0MCCB25

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—742806517—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Murshidabad District Central Co-operative Bank in MAHESAIL typically follows the RBI holiday calendar. Digital transfers via WBSC0MCCB25 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While WBSC0MCCB25 is the valid code for MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD MAHESAIL BRANCH at MAHESAIL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • Address of Murshidabad District Central Co-operative Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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