Murshidabad District Central Co-operative Bank
MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD BELDANGA BRANCH BRANCH
+913482264042
Understanding IFSC Code: The Digital DNA of Murshidabad District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD BELDANGA BRANCH
branch of Murshidabad District Central Co-operative Bank, the code WBSC0MCCB12 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0MCCB12 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Murshidabad District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD BELDANGA BRANCH
Payment Systems Supported by WBSC0MCCB12
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—742806503—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Murshidabad District Central Co-operative Bank in BELDANGA typically follows the RBI holiday calendar. Digital transfers via WBSC0MCCB12 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0MCCB12 is the valid code for MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD BELDANGA BRANCH at BELDANGA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Murshidabad District Central Co-operative Bank Branch List
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- • Swift Code for Murshidabad District Central Co-operative Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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- • Currency Converter
Branch Context
- • MURSHIDABAD DISTRICT CENTRAL COOPERATIVE BANK LTD BELDANGA BRANCH Contact
- • Address of Murshidabad District Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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