Jalpaiguri Central Co-operative Bank
JALPAIGURI CENTRAL COOPERATIVE BANK LTD MAL BRANCH BRANCH
Related Branches
Understanding IFSC Code: The Digital DNA of Jalpaiguri Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JALPAIGURI CENTRAL COOPERATIVE BANK LTD MAL BRANCH
branch of Jalpaiguri Central Co-operative Bank, the code WBSC0JCCB06 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0JCCB06 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Jalpaiguri Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JALPAIGURI CENTRAL COOPERATIVE BANK LTD MAL BRANCH
Payment Systems Supported by WBSC0JCCB06
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—734808501—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jalpaiguri Central Co-operative Bank in MAL typically follows the RBI holiday calendar. Digital transfers via WBSC0JCCB06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0JCCB06 is the valid code for JALPAIGURI CENTRAL COOPERATIVE BANK LTD MAL BRANCH at MAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • JALPAIGURI CENTRAL COOPERATIVE BANK LTD MAL BRANCH Contact
- • Address of Jalpaiguri Central Co-operative Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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