Howrah District Central Co-operative Bank
THE HOWRAH DISTRICT CENTRAL CO-OPERTAIVE BANK LTD PENRO BRANCH BRANCH
+91314250588
Understanding IFSC Code: The Digital DNA of Howrah District Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE HOWRAH DISTRICT CENTRAL CO-OPERTAIVE BANK LTD PENRO BRANCH
branch of Howrah District Central Co-operative Bank, the code WBSC0HCCB14 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the WBSC0HCCB14 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"WBSC" represents Howrah District Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE HOWRAH DISTRICT CENTRAL CO-OPERTAIVE BANK LTD PENRO BRANCH
Payment Systems Supported by WBSC0HCCB14
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700817512—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Howrah District Central Co-operative Bank in HOWRAH typically follows the RBI holiday calendar. Digital transfers via WBSC0HCCB14 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While WBSC0HCCB14 is the valid code for THE HOWRAH DISTRICT CENTRAL CO-OPERTAIVE BANK LTD PENRO BRANCH at HOWRAH, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
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- • Address of Howrah District Central Co-operative Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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